An unconventional romance about teenage twins Owen and Kristen who both fall under the sway of a charismatic young loan shark offering money - on one condition.

A loan shark, Liam, calls on his customers: a disabled mother and two teens, Kristen and Owen. Kristen flirts with him, but Liam's passion is for the naive Owen. Owen goes along with the shark's gender-bending fetish, creating a conflict with his coming-of-age.—Roxanne Questi