After the death of his father, Tom Cooper want to modernise the family farm, and borrows a lot of money. When disaster strikes, the loan cannot be repaid.

Tom Cooper is born to the land and assumes the role of head of the family after the sudden death of his father. Tom wants to modernise and expand the family property and borrows money in the form of a foreign currency loan. When the Australian dollar crashes, thrusting interest rates into an upward spiral, and the countryside experiences a devastating drought, Tom and his wife Liz are faced with debt repayments they have no possibility of meeting. The bank threatens foreclosure and against the advice of lawyers, family and friends, Tom and Liz attempt the impossible, they decide to sue the bank.—Paul Gerard Kennedy