A story about a man by the name of Jamal Davidson. After a near death experience, he becomes vulnerable to the idea of holding up a New York City subway train in the financial district in order to gain capitol.

After losing his job and facing desperation, Jamal Davidson leads his closest friends in an audacious heist on a New York City subway train in the financial district. But when a mysterious woman enters his life, love, and fate intertwine, adding complexity to their daring plan of a train robbery, credit card scam, and bank theft in... PAY DAY.—Abdu Dandridge