George Farrelly, the bored custodian of the safe-deposit vaults in a New York bank, is visited by his childhood sweetheart, Charity Garvice, who tells him that his blind old teacher, Martha Owen, has a premonition that something is wrong in George's life. For the teacher's benefit, George tells a story of taking a diamond necklace left out of a strong box belonging to bank president Harrington's wife, almost giving it to a girl and then keeping it because it is too late to return it. The teacher is relieved when George accepts her advice to return the necklace, but Charity worries when he tells her that the story is true. He returns the necklace and Harrington gives him one hour to see Charity before he calls the police. After George marries Charity, Harrington admits that the necklace was left to test George's honesty, and he offers George the position of assistant manager.—AFI