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Rob, a petty con man from Buffalo, hides in a shabby Niagara Falls apartment. When a persistent loan shark tracks him down on a cold autumn night, Rob finds himself in a frantic, darkly comic adventure through the misty streets.

When his credit card has just been swallowed by distributor Bruno Lussac, State Inspector Débé crosses the limits of home ethics when he learns that he has just been banned from banking. Disguised as a Southerner for a costume party where he was supposed to arrest drug dealers, he lures his colleagues into robbing a bank; he causes a bloodbath but comes out victorious of this heist. For his accomplices, the informant, and pretty peacekeeper Cécile Barko, known as Cyborg, this is the start of a crazy run.

It's premiere night at the theater, and the atmosphere is tense. The carpet goes up, but unfortunately for the theater director, someone has filled the play's revolver with real cartridges instead of loose gunpowder. Police are called and an investigation is underway: Who committed the murder for the open carpet?

Julius Trent, the founder and president of Trent Mills objects to the plans of his manager, Walford Andrews, to manufacture a synthetic wool called Woolex. Finding Julius behind the times, the stockholders vote Andrews in as president. Following doctor's orders, Julius, accompanied by his wife and his daughter Betty, retires to California. Julius is completely bored by retirement, so when the gardener, an active, healthy man older than Julius, suggests that Julius buy a small business to run as an amusement, he takes the advice and, using an assumed name, buys a half interest in a dry cleaning business. His partner is Ken Mitchell, a young man who has invented a special cleaning fluid. Neither Julius nor Ken realize, however, that the former owner sold them the business to avoid paying money to a group of gangsters headed by Chick Morelli. During a delivery, Ken accidentally splashes mud on Betty, and offers to clean her dress for free. By the time the dress is clean, the two have fallen in love. Julius is pleased by this development and is also pleased to learn that since Woolex cannot be successfully cleaned, all the orders for the fabric have been canceled. Determined not to pay Morelli any extortion money, Julius contrives a confrontation between Morelli and rival gangster Dutch Schmidt. The two gangs shoot it out, killing everyone. When Julius' identity as a textile magnate is revealed, Ken is surprised to discover he is already familiar with his future father-in-law. Julius then receives an offer to return to work as the head of Trent Mills.