Summary Listening to her brother complain about the high cost of raising kids causes Tracy to think twice about having a baby on her own. And she's really given a reason to reflect on the wisdom of her decision when Ernie reveals they both just lost $10,000 in a bad investment he made. Under pressure to come up with more money, Tracy turns to her boss for a raise. But when he doesn't come through, Celia suggests that she reconsider dating Jeff, the successful but boring nephew of a friend who's always found her attractive. At Celia's invitation, Jeff is at the house when Tracy drops by. Despite the lack of chemistry between them, Tracy is given reason to reconsider a life together after listening to Jeff describe his wildly successful business -- hair care products for dogs. And while Charlotte suggests she carefully consider all the pros and cons, Tracy';s predicament is put into sharper focus after learning that her employer will be laying off workers very soon. Panicked over the possibility of not being able to care for her child, Tracy decides to give Jeff another look. And when he makes it clear that he's more than willing to be a father for her baby, Tracy really has something to think about, especially after seeing Jeff handle a potentially disastrous situation with his five-year-old nephew. But after seeking Charlotte's advice, Tracy decides not to compromise her principles and breaks things off with Jeff.

• Comedy
• Sitcom